Mortgage Planning

mortgage-planning

Mortgages

Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate some buy to let mortgages.

Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration.

Your home may be repossessed if you do not
keep up repayments on your mortgage

 

Buy to Let Mortgages
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Current Account Mortgages
With a Current Account Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
Equity Release Schemes
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
First Time Buyers
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Flexible Mortgages
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
Remortgages
Remortgaging means switching your mortgage to another deal – often with another lender. Most people remortgage because their existing deal has ended.
Self Build Mortgages
The main difference between a self-build mortgage and a house purchase mortgage is that with a self-build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
We charge a typical fee of £750 for arranging a mortgage.